Compare & Apply for Financing
We partner with five trusted financing companies so you can choose the one that fits your situation best. No credit needed for most options — compare below and apply with a single click.
SNAP Finance
Lease-to-Own · No Credit Needed
Best for: No credit or bad credit — shop today, pay over time
- No credit needed — all credit types welcome
- Approval amounts from $300 to $5,000
- Decision in seconds, apply online in minutes
- Payments aligned with your paydays
- Early buyout option to save on lease costs
- 12–18 month lease-to-own terms
American First Finance
Buy Now, Pay Later · Imperfect Credit OK
Best for: Flexible payment plans with early payoff options
- Approval amounts from $300 to $5,000
- Imperfect credit welcome — flexible approval
- 100-day interest-free payoff option
- Choose your own payment schedule
- Early payoff discounts available
- Soft credit pull — won't hurt your score
PRG
Lease-to-Own · Early Purchase Options
Best for: Lease-to-own with flexible early purchase
- No credit needed to apply
- Lease-to-own program — take it home today
- Early purchase option to save on total cost
- Flexible payment terms available
- Own your furniture outright at term end
Koalafi
Lease-to-Own · Simple & Stress-Free
Best for: Quick, simple lease-to-own approval
- Simple lease-to-own financing
- Koalafi buys your merchandise upfront
- Enjoy your furniture now, pay over time
- Early buyout options available
- Quick online application — apply in minutes
Synchrony Bank
Synchrony HOME Credit Card · Promotional Financing
Best for: Good credit — promotional APR & rewards
- No annual fee
- 6 months promotional financing on $299+
- 12 months promotional financing on $1,999+
- Up to 60 months at select retail partners
- $0 fraud liability on unauthorized charges
- Free access to your credit score
Not Sure Which One to Choose?
Call us and we'll help you pick the best financing option for your situation. We can also apply with you over the phone.
Call (708) 998-1540✓ All partners are vetted & trusted by Best Value Furniture
✓ Your information is secure & confidential
✓ Bring your approval to our showroom to shop